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Chesapeak Life Insurance

The Chesapeake Life Insurance Company zeroes in on individual policyholders, particularly those who self-insure. It provides a host of health care and supplemental plans, products, and services to this market and has been doing so for over 20 years. While most in the health care insurance industry focus on providing coverage for businesses, Chesapeake Life Insurance Company works hard at breaking down the whole experience of obtaining insurance coverage for those who would need to purchase their policy on their own. The company focuses on disseminating information and on educating people on how they can obtain their own health care insurance if they are not covered by an employer-sponsored one.

All of the Chesapeake Life Insurance Company licensed agents hold the training and expertise to help individual customers make sense of health insurance, which can get really confusing. These agents help people understand their options and choices. They know how to make an assessment of your health coverage requirements including all your supplemental needs. The main goal of agents for Chesapeake Life Insurance Company is to help you obtain the best health insurance and supplemental insurance coverage for you and your loved ones.

Chesapeake Life Insurance Company holds its headquarters in Oklahoma. It is licensed to offer health insurance and supplemental plans in all U.S. states excluding New York, Vermont, and New Jersey. The company makes itself available mostly to individuals, small businesses, and the self-employed, offering them health insurance policies that have been crafted to fit their needs. The supplemental plans are all designed to enhance your basic coverage and provide cash benefits that are released directly to you. This cash benefit can be used to cover all kinds of obligation including utility bills, mortgage, rent, or even unscheduled expenses such as medical costs. The company's supplemental coverage offers financial assistance at times when you need it the most.

You can take advantage of the numerous supplemental insurance that Chesapeake Life Insurance Company offers. Accident coverage is one example of a supplemental policy where you can get financial protection starting at $5,000 to $25,000 when you figure in an accident that lands you to a hospital. You can purchase cancer coverage from $20,000 to $50,000, which you can obtain after being diagnosed with cancer. There is a critical illness supplementary coverage that pays a lump sum of $10,000 to $60,000 if you suffer from a major illness that requires hospitalization. Dental service is another optional benefit, which offers up to 50 percent savings on any dental procedure you will undergo with a clinic that is part of a nationwide network. The disability or accident coverage offers direct monthly benefits starting at $1,000 to $2,500 a month if you figure in an accident that temporarily disables you. Hospital confinement supplemental coverage pays you for each day of your hospital confinement due to an illness or an accident. You can also opt for vision coverage where you can obtain consultation and fitting of your eyeglasses from any network outlet.

Chesapeake Life Insurance Company has a series of health insurance called the FitPlus Series. This includes illness, accident, and hospitalization insurance coverage packages that are designed to augment your existing health coverage. These plans feature lump-sum benefits paid directly to the policyholder and can be used in any way they wish. These plans have no co-payments and policy deductibles. These plans are completely portable so you can take it with you anywhere. You have multiple options for plan design and features and your premiums will not go up as you age.

Chesapeake Life Insurance Company has kept up to date with the changes brought about by the 2010 health care reform law called the Patient Protection and Affordability Act. The company's web site offers a section for frequently asked questions relating to this Act. The section is updated real time to ensure that the people who view it get the freshest information.

Chesapeake Life has ensured its policyholders that every change implemented as a consequence of the health care reform law will be communicated ahead of time. The company is working hard to cushion the impact of the new health care regime on existing policies so that the customers would not have to deal with sweeping changes and high costs.